The Niyo Global Card is a prepaid card that offers international spending and travel rewards, and it can be a great way to save money when you travel abroad. The Niyo Global Card lets you load money in Indian rupees and spend it in any currency at the real-time exchange rate, without any markup or hidden fees. The Niyo Global Card also gives you access to over 2 million ATMs worldwide, where you can withdraw cash for free. Plus, the Niyo Global Card comes with a host of other benefits, such as airport lounge access, travel insurance, and cashback offers. If you’re interested in applying for the Niyo Global Card in 2023, this blog post will show you how to do it.
What is the Niyo Global Card?
The Niyo Global Card is a prepaid card that is issued by DCB Bank in partnership with Niyo, a fintech company that provides digital banking solutions. The Niyo Global Card is powered by Visa and can be used at any merchant or ATM that accepts Visa cards. The Niyo Global Card works like a debit card, but with some added advantages:
- You can load money in Indian rupees and spend it in any currency at the real-time exchange rate, without any markup or hidden fees.
- You can withdraw cash from over 2 million ATMs worldwide for free, up to 5 times per month.
- You can get access to over 1000 airport lounges across the world with a complimentary Priority Pass membership.
- You can get travel insurance coverage of up to $200,000 for medical emergencies, lost baggage, flight delays, and more.
- You can get cashback of up to 5% on your international spending, up to Rs. 10,000 per month.
- You can manage your card and transactions through the Niyo app, which lets you lock/unlock your card, set spending limits, track your balance and expenses, and get instant notifications.
Eligibility criteria for the Niyo Global Card
To apply for the Niyo Global Card in 2023, you have to meet the following eligibility criteria:
- You have to be a resident of India and above 18 years of age.
- You have to have a valid PAN card and a bank account in India.
- You have to have a valid passport and a visa (if required) for the country you’re traveling to.
- You have to have a minimum balance of Rs. 5000 in your bank account.
How to apply for the Niyo Global Card
To apply for the Niyo Global Card in 2023, follow these steps:
- Visit the official website of Niyo at https://www.goniyo.com/ and click on “Get Started”.
- Enter your name, email address, phone number, and referral code (if any) and click on “Submit”.
- Verify your phone number by entering the OTP sent to it.
- Enter your PAN number and date of birth and click on “Next”.
- Enter your address details and click on “Next”.
- Choose a time slot for the KYC verification and click on “Confirm”.
- A representative from Niyo will visit your address and verify your identity and documents using an Aadhaar-based biometric device.
- Once your KYC verification is done, you’ll receive an SMS from DCB Bank with your account number and IFSC code.
- Download the Niyo app from the Google Play Store or the Apple App Store on your phone and log in with your phone number and OTP.
- Link your bank account with your Niyo app by entering your account number and IFSC code.
- Load money into your Niyo account using UPI, NEFT, IMPS, or debit card.
- Your Niyo Global Card will be delivered to your address within 7-10 business days.
What documents do you need to apply for the Niyo Global Card?
To apply for the Niyo Global Card in 2023, you need the following documents:
- A copy of your PAN card
- A recent passport-size photograph
- A copy of your passport
- A copy of your visa (if required)
You also need to have an Aadhaar card for the biometric verification.
How long does it take to get the Niyo Global Card?
It takes about 7-10 business days to get the Niyo Global Card after you complete the application process. You can track the status of your card delivery through the Niyo app or by contacting the customer care at 1800-103-3470 or [email protected].
We hope this blog post helps you with applying for the Niyo Global Card in 2023. If you have any questions or feedback, please leave a comment below. And if you’re looking for more tips and tricks on how to travel smart and save money, check out our other blog posts on Niyo.